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Product features

Age limits allowed: Parent - minimum 18 and maximum 60; Child - maximum 17

Contractual tenor includes premium payment period (minimum 5 years, maximum until the anniversary of 65 by the Insured Person) plus the installments' payment period (5 years)

Guaranteed annual installment: You decide the amount your child should receive throughout the 5 year installment's payment period. The overall value of yearly installments is the sum assured.

Premium payment: The value of the premium is decided by you.
Premium payment: on a monthly, quarterly, semi-annually or yearly basis

Premium discount:

• Related to the premium amount(if the value of premiums paid during one year exceeds a particular level)
• Related to the premium's payment frequency

How will work the protection?
If the parent dies during the premium payment period, the insurance contract will remain in force. ING shall take over the responsability of paying the premiums.

How will work the saving component?

The insurance beneficiary shall receive the insurance benefit (amount assured and profit share) as of 5 annual installments payable from the maturity date of the payment period.

What you can do during the validity of the policy?

• You may change the premium payment frequency
• If you need money you may cancel the insurance contract after the first 3 years and you will receive a part of the insurance premiums already paid.

Insurance beneficiaries:

The beneficiary of this insurance product is your child.