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Loan by phone
Do you need more than LEI 500 to be reimbursed under more favorable conditions than for aCiti Card cash withdrawal?
The Bank can lend you the required money by a simple phone call. Contact the Bank by CitiPhone and activate the Loan on Phone option. Choose the amount you want to transfer (minimum LEI 500, maximum the cash withdrawal limit from the available Credit Limit) and the reimbursement term (6, 12, 18 or 24 equal monthly installments). Please specify the receiving bank account also (open with any Romanian bank).
All you have to do is take the money out of the account and enjoy spending it.
The loan will be deducted from the available Credit Card Limit. As you pay more installments, the available Credit Limit will be revolved. The value of each monthly installment will be reflected in the monthly bank statement.
Example:
If you borrowed the amount of LEI 1000 with the Money by Phone service, your payment obligation for the full amount reimbursement is the following:
| Month | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Installment value (LEI) | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 | 65 |