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Current account and Overdraft Facility

Current account

As well as direct access to your finances, a Citibank current account offers you a range of additional products and services. These include:

• Citi Debit Card - for making purchases payments or withdrawing money anywhere in the world;
• Citibank Online - for quick and safe access to your accounts using the Internet;
• CitiPhone Banking - for 24/7 telephone access to all of your banking services.

You can be the sole holder of the account or you may grant your spouse or partner equal access. You can also choose to give certain authorized persons access to your account to make transactions on your behalf. However, you choose to run your account, you’ll find that any transaction is simple and easy to undertake.

Here are the benefits of opening an account with Citibank:

• you can make payments in any currency regardless of the currency of your account (for instance, you can make a payment in CHF directly from your account in LEI);
• you can receive any currency directly into your account from your employer or business partner;
• you can make deposits into your account at any of our locations or directly at Citi ATMs;
• furthermore, you receive a monthly statement detailing all of your transactions.

Overdraft Facility

You can benefit from the Overdraft Facility* attached to your salary account with the following advantages:

• a supplementary amount up to 3 salaries but in the limit of 35 000 lei;
• 0 Lei approval and administration fee
• a special interest rate calculated considering the NBR ROBOR at 3 months plus a fixed bank addition
• fast approval
• easy and unlimited money access using Citibank Online and CitiPhone