Dobanzi si comisioane

Personal loans

We offer a fix interest rate for personal loans in Lei throughout the entire reimbursement term, and you get to reimburse the loan in the same currency you get your salary in.

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Interest rates and commissions


Net loan amount (Lei)Annual interest rate*File analysis feeMonthly
administration fee
9.000-20.000 From 12,99 % to 16.99% 4% 0,25%
20.001-30.000 2%
30.001-60.000 0%

*When net salary is turned into a Citibank Romania account, due to an agreement signed between the Company and Bank you benefit from a special annual interest of 12,99%.

 

DAE = 19, 06%, calculated for a 35.000 RON loan, 6 years period with an annual interest rate of 14, 99%. Monthly repaid interest is 789,91 RON.

DAE = 21, 29%, calculated for a 35.000 RON loan, 6 years period with an annual interest rate of 14, 99%. Monthly repaid interest is 827,39 RON.

DAE = 22, 42%, calculated for a 35.000 RON loan, 6 years period with an annual interest rate of 15, 99%. Monthly repaid interest is 865,92 RON.


  • Fixed interest rate for the entire loan period;
  • 0% upfront fee for loans higher than 30, 000 lei;
  • Monthly insurance fee applied to the financed amount - 0.143%
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