Savings and depositsIt's good to have some money put aside in a safe place, but it's even better to have access to it should you need it. At Citi we know that a flexible account is the smartest way of saving money. apply now |
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Savings account
It's good to have some money put aside in a safe place, but it's even better to have access to it should you need it. At Citi we know that a flexible account is the smartest way of saving money. For instance, our savings account is designed to allow you to transfer money into and out of the account.
Some reasons for choosing our Savings Account:
- you can open one in any Citibank location or, even easier, by CitiPhone;
- it can be opened in LEI or EUR and the minimum amount is 500 LEI or 500 EUR;
- you can withdraw and deposit money at any time and you can transfer money into and out of your other accounts;
- the interest rate is calculated on a daily basis and you receive the interest at the end of each month.
Term deposits
Your assets are safe, but you also benefit from the flexibility this account offers, should your financial circumstances change and you need to make a withdrawal. That's why, if you unexpectedly need to withdraw funds before the maturity date, you can do so without affecting the interest on the remaining balance. Furthermore, you'll receive interest on the amount taken out up to the time it is withdrawn.
The benefits of a Citibank term deposit:
- you can open an account in LEI, EUR or U.S. dollars;
- you can choose any period for your investment up to a maximum of 12 months with the option of an automatic renewal;
- you will receive the interest upon maturity or on each occasion the fund is extended;
- you can also make a withdrawal prior to the maturity without penalty.
Citi Depo+
The benefits of Citi Depo+:
- you can open a fixed rate term deposit, for a minimum of three months, from as little as 100.000 LEI;
- you also receive an overdraft facility, of a maximum of 75% of your balance, that you can access during the fixed period if you should need money, while the balance remains unchanged;
- you can choose to partially withdraw money prior to the maturity date; this will not affect the remaining balance as it continues to earn the fixed interest rate.